Business Banking Officer

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About PREMIER

• At First PREMIER Bank and PREMIER Bankcard, we’ve created a culture that emphasizes personal success, respect, health, and wellness, fun and giving back.
• See some of our epic celebrations and employee recognitions.
• Considered one of the nation’s strongest financial organizations, we’ve achieved our success by embodying the views and values of The PREMIER Way.
• From our CEOs to the newest hires, we all follow these shared views and values to guide us on how to treat our customers, co-workers and communities.
• The PREMIER Way also serves as a roadmap on how to be successful inside and outside of the workplace.
• We believe in investing in our employees, their families and our communities.

Responsibilities

• Location: Sioux Falls, SD Shift: Monday - Friday 8:00 AM to 5:00 PM Company: First PREMIER Bank About the Role Responsible for managing more complex business banking relationships and delivering customized financial solutions that support clients’ growth and success.
• Plays a key part in business development, loan structuring, and portfolio management, with increased autonomy in credit decisions and client service.
• Contributes to departmental initiatives by providing input on product enhancements, pricing strategies, and operational improvements.
• Essential duties and responsibilities include the following.
• Other duties may be assigned.
• Oversees a portfolio of more sophisticated and higher-volume business clients by understanding their evolving financial needs and delivering tailored lending and deposit solutions.
• Analyzes financial information to structure more complex credit requests, develop loan workout strategies when necessary, and ensure sound portfolio management with minimal management oversight.
• Proactively identifies and pursues new business opportunities through client referrals, prospecting, and participation in community and industry events to grow the bank’s presence and revenue.
• Contributes to department strategy by providing recommendations on product enhancements, service offerings, pricing models, and annual planning initiatives.
• Independently addresses client service needs and operational concerns while supporting team-level projects and initiatives that drive process improvement and customer satisfaction.

Requirements

• Ability to analyze and structure complex credit requests using in-depth financial data and risk assessment tools.
• Strong consultative skills to deepen relationships with more complex business clients and serve as a trusted financial advisor.
• Proven ability to proactively identify opportunities, build a pipeline, and grow a client portfolio through strategic outreach and community involvement.
• Demonstrated ability to resolve client issues independently, manage loan workout plans, and contribute to strategic initiatives with sound judgment.
• A Bachelor’s degree in Business, Finance, Accounting, or a related field is preferred.
• A combination of relevant education and professional experience will also be considered.
• A minimum of 3–5 years of experience in the banking or financial services industry is required, with a strong emphasis on credit analysis, commercial lending, or portfolio management.

Preferred

• Demonstrated success in managing business banking relationships and consistently meeting or exceeding business development targets is preferred.
• Experience with complex credit structures and the ability to independently manage client needs is preferred.

Benefits

• This is an environment where you will be rewarded, valued, and celebrated for your hard work.
• We offer a robust and expanded package of health benefits, incentives, paid time off and growth and career advancement opportunities.
• We celebrate our employees and show our appreciation with private concerts, outdoor bashes, cash and car giveaways and more!
• Competitive Benefits Package Full medical benefits when working 20+ hours per week
• Traditional and High Deductible health plan options available FREE dental and vision coverage
• Generous Paid Time Off plans 401(k) – dollar-for-dollar match up to 5% of total compensation
• Special discounts and offers for events at the Denny Sanford PREMIER Center PREMIER Wellness Program Paid Community Volunteer Hours – PREMIER averages 30,000 hours per year
• Fun Employee Parties Our Culture We have an emphasis on personal success, respect, health, wellness, fun and giving back Employees are rewarded, valued, and celebrated for hard work.
• Career advancement opportunities is a way PREMIER leaders show they care.
• Appreciation is shown through concerts, outdoor bashes, cash, car giveaways and more.