jobapplier

ACH Processing Associate

PREMIER

Skills

Required

  • Microsoft Office

Preferred

  • ACH
  • Monitors file integrity
  • identifies discrepancies
  • addressing ACH-related inquiries
  • vendor payments
  • comparing client-submitted transmittal forms
  • SFTP
  • ACH-related

About PREMIER

  • At First PREMIER Bank and PREMIER Bankcard, we’ve created a culture that emphasizes personal success, respect, health, and wellness, fun and giving back.
  • See some of our epic celebrations and employee recognitions.
  • Considered one of the nation’s strongest financial organizations, we’ve achieved our success by embodying the views and values of The PREMIER Way.
  • From our CEOs to the newest hires, we all follow these shared views and values to guide us on how to treat our customers, co-workers and communities.
  • The PREMIER Way also serves as a roadmap on how to be successful inside and outside of the workplace.
  • We believe in investing in our employees, their families and our communities.

Responsibilities

  • Location: Sioux Falls, SD Company: First PREMIER Bank Job Status: Full-Time About the Role Responsible for the accurate and timely processing of ACH transactions, ensuring the secure handling of electronic files and compliance with internal procedures.
  • Monitors file integrity, identifies discrepancies, and supports internal teams and customers by addressing ACH-related inquiries, contributing to the smooth and secure operation of the bank’s payment processing.
  • Essential duties and responsibilities include the following.
  • Other duties may be assigned.
  • Ensures that incoming and outgoing ACH transactions such as direct deposits, bill payments, vendor payments, and government benefits, are processed accurately and on time.
  • Monitors and validates daily ACH file transmissions by comparing client-submitted transmittal forms against corresponding ACH file balances.
  • Identifies and escalates any discrepancies that may indicate potential fraud or irregular processing activity.
  • Collects electronic ACH files from customers via secure file transfer protocols (SFTP).
  • Transfers files to designated holding folders, initiates processing through the ACH engine, and ensures secure and timely transmission to the ACH operator for final delivery to The Clearing House (TCH).
  • Assists internal departments or customers with general ACH-related inquiries via phone or email.
  • Identifies errors or exceptions in the ACH file and raises up to management for approval.
  • Clearly and effectively shares information with clients, team members, or departments, both verbal and in writing.
  • Accurately processes and reviews information, ensuring no errors are made.
  • Evaluates information, identifies patterns or discrepancies, and solves problems logically.
  • Prioritizes tasks and manages workload efficiently to meet deadlines.
  • Takes initiative, manages tasks without constant supervision, and follows through to completion.
  • Appreciation is shown

Requirements

  • Skills and Qualification s High school diploma or GED required.
  • Some college coursework or 1-2 years of experience in banking operations, financial systems, or regulatory compliance is preferred.
  • Basic knowledge of Microsoft Office and general computer skills are required.

Benefits

  • This is an environment where you will be rewarded, valued, and celebrated for your hard work.
  • We offer a robust and expanded package of health benefits, incentives, paid time off and growth and career advancement opportunities.
  • We celebrate our employees and show our appreciation with private concerts, outdoor bashes, cash and car giveaways and more!
  • Competitive Benefits Package Full medical benefits when working 20+ hours per week
  • Traditional and High Deductible health plan options available FREE dental and vision coverage
  • Generous Paid Time Off plans 401(k) – dollar-for-dollar match up to 5% of total compensation
  • Special discounts and offers for events at the Denny Sanford PREMIER Center PREMIER Wellness Program Paid Community Volunteer Hours – PREMIER averages 30,000 hours per year
  • Fun Employee Parties Our Culture We have an emphasis on personal success, respect, health, wellness, fun and giving back Employees are rewarded, valued, and celebrated for hard work.
  • Career advancement opportunities is a way PREMIER leaders show they care.