Financial Analyst - Onsite (US Citizens)

The Financial Analyst will perform financial, credit, statistical, and portfolio-risk analyses supporting SBA’s oversight of participating 7(a) lenders.

About Swingtech

About Swingtech Swingtech delivers innovative Information Technology and Professional Support services to a diverse range of clients across the federal and intelligence communities. With over 15 years of trusted experience as a systems integrator, we apply agile methodologies and deep industry insight to help our customers achieve greater efficiency, compliance, and cost savings. At Swingtech, we’re committed to excellence and long-term success for our clients and our team.

Responsibilities

• The analyst will evaluate lender performance, delegated-authority eligibility, financial condition, regulatory developments, and emerging risks and will develop technically accurate workpapers, reports, and recommendations.
• Perform financial and statistical analyses of SBA lender performance.
• Support delegated-authority renewals, nominations, add-ons, and re-delegations.
• Plan, coordinate, and conduct Desktop Reviews and related risk assessments.
• Evaluate lender eligibility and continuing qualification for delegated authority.
• Analyze lender financial statements, portfolio performance, credit quality, capital, liquidity, asset quality, reserves, concentrations, and emerging risks.
• Develop analytical workpapers, reports, memoranda, charts, and briefings.
• Identify operational weaknesses and recommend policy, procedure, control, or risk-mitigation improvements.
• Evaluate 7(a) lender portfolios and emerging risks to SBA’s loan portfolio.
• Monitor lender renewals, review results, corrective actions, and required follow-up.
• Assess public enforcement actions and supervisory findings issued by federal and state regulators.
• Review mergers and acquisitions for potential SBA guaranty-transfer implications.
• Review the work of other contractor personnel for quality, completeness, accuracy, and regulatory compliance.
• Coordinate monthly, quarterly, and annual analytical deliverables with the On-Site Supervisor.
• Provide technical guidance to internal and external stakeholders on lender-risk, policy, and procedural matters.
• Protect confidential lender, borrower, and Government information.

Requirements

• Bachelor’s degree in finance, accounting, economics, business administration, or a closely related field.
• approximately one to two years of specialized financial, credit, portfolio, banking, regulatory, Government, or financial-services experience.
• three or more years of progressively responsible experience conducting complex financial-risk, credit, portfolio, or lender-oversight analysis.
• Experience evaluating financial condition, creditworthiness, repayment capacity, portfolio performance, or regulatory compliance.
• Experience preparing analytical workpapers, reports, memoranda, and briefing materials.
• Strong knowledge of financial-statement analysis, credit risk, commercial lending, and portfolio-risk principles.
• Advanced Excel and data-analysis skills.
• Strong written and verbal communication skills.
• Ability to work independently on complex assignments with minimal supervision.

Preferred

• Qualifications Master’s degree in finance, economics, accounting, business administration, or a related discipline.
• CFA, FRM, CPA, or comparable professional certification.
• Experience with the SBA 7(a) or 504 Loan Programs.
• Experience with Government-guaranteed lending or delegated-lender programs.
• Experience with SBA OCRM, delegated authority, Desktop Reviews, CAFS, or the SBA Lender Portal.
• Experience reviewing commercial or small-business loan portfolios.
• Knowledge of regulatory capital, liquidity, asset quality, loan-loss reserves, nonaccruals, charge-offs, and risk-rating systems.

Benefits

• Summary of Benefits 15 PTO days 11 paid holidays Medical Insurance with – 3 options (HSA with $600 Employer Contribution).
• Dental Insurance with no age limit orthodonture.
• Vision Insurance through EyeMed in and out of network coverage.
• Short Term and Long-Term Disability coverage with 100% premium support, Life insurance and AD&D with 100% premium support Supplemental Life Insurance Critical Care and Accident Insurance availability Pet Insurance through Nationwide Employee Assistance Program 401k with enrollment from day one.
• 4% deferral by company. $1500 Annual Training Budget $1500 Referral bonus Eligibility for annual merit and discretionary bonus Flexible work arrangements Equal Opportunity Employer Minority/Female/Veterans/Disabled