Data Scientist (Portfolio Consumer)

Join Enova, a leading financial technology company, as a Data Scientist in our Credit Risk Modeling team. In this role, you will develop and enhance models for managing our customer portfolio and driving growth while balancing risk. You will work closely with cross-functional teams, communicate insights to senior management, and have a direct impact on our lending decisions. Enjoy a hybrid work schedule, comprehensive benefits, and opportunities for professional growth.

Responsibilities

• Develop, enhance, and test models for managing customer portfolios and driving growth while balancing risk.
• Collaborate with cross-functional teams to drive new initiatives and implement A/B testing frameworks to evaluate model performance.
• Communicate insights and recommendations to senior management, providing a data-driven perspective on customer risk and product development strategies.

Requirements

• Excellent knowledge in applied statistical methods and machine learning models
• Advanced programming skills and the ability to write customized programs for meaningful data analysis and predictive modeling (Python)
• 3+ years of experience in Data Science, Analytics or related field
• Strong problem-solving skills and the ability to work independently in a fast-paced, dynamic environment
• Degree in Statistics, Mathematics, Economics, Computer Science, or a related field

Preferred

• Experience working with relational databases, such as SQL
• Experience in financial services, fintech, or a related industry preferred