B2B Underwriter (m/w/x)

Reporting to Credit Risk and Fraud Managers, you will be the person who decides which businesses we partner with and on what terms, from start-ups ordering their first laptops to established companies equipping entire teams. Working alongside our sales, product and data colleagues, you will help us say yes to more good customers, faster, while keeping our B2B portfolio healthy. Along the way, you will turn your day-to-day insights into smarter credit rules and automated checks, so your judgement scales well beyond the cases on your desk.

About Grover

About Grover

Founded in 2015, Grover enables consumers and businesses across Europe to subscribe to tech devices and comprehensive technology solutions - from individual smartphones, laptops, and wearables to full corporate device setups. The company offers access to over 1,000 unique tech items on flexible and financially convenient terms. A pioneer of the circular economy, Grover refurbishes and recirculates devices to help eliminate e-waste.

To continue this incredible adventure, we are currently looking for a B2B Underwriter to join our talented Risk team, full-time (40 hours/week) and a minimum 3 days per week (Tuesday-Thursday) at our Berlin HQ.

It’s an opportunity to build B2B credit risk at a growing company, where your work shows up directly in how we grow across Europe.

We take ownership seriously and define what success looks like. We drive shared ownership and don't wait - we drive. We keep one another accountable and take responsibility when issues arise.

We engage in proactive support, active listening, and healthy conflict to reach the best outcomes. We value diverse perspectives and, once a decision is made, we commit to it fully.

: We strive for clear, respectful, and open communication with no surprises. We simplify complex information so everyone knows the "what, why, and how".

A diverse global team of 75 nationalities (and counting!)

Embark on a rewarding journey with the Grover Rocketship, where your impact is felt, and together, we cultivate a more circular world. 💚

We are looking forward to e-meeting you! 🚀

Responsibilities

• review incoming B2B applications, dig into financials and bureau data, and decide on approvals, limits and terms.
• write concise, well-argued case notes that others can follow and learn from.
• keep an eye on existing accounts, handle limit increases, and act quickly when a customer’s situation changes.
• turn patterns you see in your cases into proposals for new rules, thresholds and data sources.
• help decide which checks can be automated, so manual review goes to the cases that really need it.
• track how your approved customers perform and share what’s working and what isn’t with the Risk team.

Requirements

• 2+ years assessing business customers at a bank, lender, leasing company or fintech.
• you can read balance sheets, P&Ls and credit reports quickly and spot what matters.
• you make clear decisions under time pressure and explain your reasoning simply, in writing and in conversation.
• you’re comfortable in Excel or Google Sheets (SQL is a plus) and enjoy turning insights into better processes.
• you build good relationships with sales, product and engineering, and you can say no in a way that keeps everyone on board.
• German or another European language is a strong plus, since you’ll review documents and customers from several markets.

Benefits

• We enable, trust, and coach one another toward high performance, always thinking and acting like owners. We seek growth, apply feedback, and support the development of our peers.
• Virtual or In-person Coaching Sessions with the Fürstenberg Institut
• Physical health support with Urban Sports Club
• Annual learning budget of 750€
• 15 remote business days per year to work abroad
• 4 Volunteer days per year

Exclusive Grover Tech discount

• BVG monthly discount to drive you everywhere in Berlin
• Engaging, open office located in Berlin-Schöneberg with regular events