MGR, Policy & Analytics

Your Opportunity Starts Here.

About Ocbc

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932.

How?

• From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.
• Today, we’re on a journey of transformation.
• Leveraging technology and creativity to become a future-ready learning organisation.
• But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.
• We invite you to build the bank of the future.
• Innovate the way we deliver financial services.
• Work in friendly, supportive teams.
• Or simply enjoy a vibrant, future-ready career.
• Why join Build your career at the intersection of data, credit risk and business strategy.
• In this role, you will analyse portfolio trends, contribute to credit policy development and support initiatives that enable sustainable business growth.

Responsibilities

• Assist in the review and enhancement of consumer credit policies, underwriting guidelines and operational manuals to ensure alignment with business objectives and risk appetite.
• Support policy assessments for new products, customer propositions and transformation initiatives, balancing business growth with prudent risk management.
• Participate in regulatory, audit and industry initiatives by conducting analysis, preparing documentation and coordinating stakeholder responses.
• Collaborate with stakeholders across Business, Product, Operations, Technology and Risk functions to support policy implementation and portfolio monitoring.
• Contribute to automation and process improvement initiatives using data and analytical tools to improve efficiency and reporting capabilities.

Requirements

• By taking the time to truly understand people.
• You will gain broad exposure across Risk, Business, Product and Technology while developing practical expertise in portfolio analytics and consumer credit risk.
• How you succeed Success comes from combining analytical thinking with sound judgement and effective collaboration.
• You will use data to identify trends and emerging risks, translate analysis into clear insights, and contribute thoughtfully to credit policy and business initiatives.
• A curious mindset, willingness to learn, attention to detail and ability to work effectively with stakeholders will help you succeed and grow in the role
• What you do Analyse consumer credit portfolio performance, risk trends, customer behaviour and portfolio movements to identify key risks, opportunities and emerging issues.
• Develop and maintain portfolio reports, dashboards and management information to support monitoring and decision-making.
• Support portfolio analytics initiatives such as forecasting, stress testing, scenario analysis and ad-hoc risk assessments.
• Who you are Bachelor's degree in Statistics, Mathematics, Economics, Data Analytics, Finance, Business or a related discipline.
• 2-4 years of relevant experience in analytics, credit risk, portfolio management, banking, consulting or related disciplines.
• Strong analytical and problem-solving skills with experience in data analysis and reporting.
• Working knowledge of Python, SQL, SAS or other analytical tools would be advantageous.
• Strong communication skills and ability to present findings in a clear and structured manner.
• Able to manage multiple priorities and work effectively in a dynamic environment.
• Demonstrates curiosity, learning agility and willingness to take on new challenges.
• Collaborative team player with strong stakeholder engagement skills.
• Interest in both data-driven decision making and credit policy development.

Benefits

• Build lasting value in your community.
• Help people grow their assets, business, and investments.
• Take your learning as far as you can.
• Competitive base salary.
• A suite of holistic, flexible benefits to suit every lifestyle.
• Community initiatives.
• Industry-leading learning and professional development opportunities.
• Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.