Associate General Counsel (Servicing & Title)

Join Point, a leading home equity investment company, as an Associate General Counsel focused on servicing and title. In this role, you will provide legal counsel to various teams, manage title claims, and advise on regulatory compliance. You will have the opportunity to shape the legal framework for a novel consumer financial product and work closely with senior leadership.

Leveraging legal AI tools in an in-house environment

Responsibilities

• Assurer le rôle de partenaire juridique principal pour les équipes qui gèrent le produit d'investissement en capital immobilier de Point après l'origination, en fournissant des conseils juridiques quotidiens sur les opérations de financement, de post-clôture, de service et d'investissement.
• Rédiger et maintenir les amendements contractuels de Point, et posséder l'analyse état par état qui les régit, y compris l'enregistrement et la priorité des privilèges.
• Collaborer avec les équipes de produit, d'ingénierie et de conception sur les fonctionnalités de service et les exigences juridiques qui les façonnent.
• This is a hands-on role on a small team, and the work rewards a mortgage or consumer finance lawyer who is genuinely interested in how a servicing operation runs and keen to build a durable playbook along the way
• A strong sense of ownership: you advise in plain language, run the question down, and come back with a recommendation rather than handing back the issue
• The ability to assess how regulatory requirements apply to a novel consumer financial product, and to translate them into operational guidance that the business can follow
• Comfort partnering with a servicing team, subservicers, and outside counsel on proceedings that affect the collateral. Familiarity with foreclosure and enforcement procedure in judicial and non-judicial states, including redemption periods and surplus funds, is an advantage
• Supporting a novel consumer financial product through operational build-out

Requirements

• Experience retaining and directing outside and local counsel, and managing scope and budget across a multi-matter portfolio
• Demonstrated experience analyzing and resolving title, lien-priority, recording, or lien-perfection issues, with an understanding of title insurance and the ability to work through state-by-state variation
• J.D. and active bar membership in any U.S. jurisdiction (California preferred); must be eligible for in-house practice in your state of domicile
• Sound judgment in a fast-moving, regulated environment, and the instinct to recognize when a question needs further analysis, specialist input, or escalation
• 7+ years of experience practicing law in mortgage or consumer finance, at a law firm, in-house, or a combination of both, including meaningful, hands-on experience advising on residential mortgage or other real estate-secured consumer finance servicing matters
• Working knowledge of the consumer finance and mortgage regulatory framework, including RESPA/Regulation X, TILA/Regulation Z, FDCPA/Regulation F, FCRA, ECOA/Regulation B, TCPA, SCRA, GLBA, UDAAP and state UDAP laws, and state servicing, licensing, and debt collection requirements
• Default servicing, foreclosure, bankruptcy, or loss mitigation exposure
• Title claims experience

Pay

USD 176,700 - 234,150

Benefits

• Building legal playbooks, templates, intake processes, and service levels in a scaling legal function