Onboarding Analyst

Onboarding Analyst

About Dakota

Dakota is a stablecoin infrastructure platform powering modern financial products through regulated money movement, stablecoin orchestration, and cross-border settlement. We serve institutional clients — fintechs, payment service providers, marketplaces, and enterprises — through an API-first platform that abstracts the complexity of custody, compliance, settlement, and banking partnerships.

We are a remote-first team across North America and Europe. We value high-quality work, clear thinking, and ownership.

Strive for excellence

Responsibilities

Onboarding Analyst

• to join our compliance team and support the onboarding of both institutional and consumer clients. You will conduct KYC, KYB, and due diligence reviews end to end, serve as a point of contact for client CIP questions, and partner with the Compliance Manager to refine workflows. The goal is to keep onboarding efficient, accurate, and fully compliant with global AML/CTF requirements while delivering a smooth client experience.
• Own the onboarding lifecycle: Manage the intake, review, and timely resolution of onboarding and inbound KYC/KYB requests from institutional and consumer clients.
• Onboard institutional clients: Review entity documentation, including formation documents, ownership and control structures, and ultimate beneficial owner (UBO) information for businesses, funds, and other legal entities.
• Onboard consumer clients: Collect and verify identity documentation and complete customer due diligence (CDD) for individual applicants.
• Conduct screening and enhanced due diligence: Perform PEP, sanctions, and adverse media screening, and complete enhanced due diligence (EDD) where required.
• Assess and escalate risk: Evaluate client risk profiles, determine when documentation does not meet the standard, and escalate high-risk cases to the Compliance Manager.
• Support ongoing monitoring: Assist with periodic client reviews, reporting, regulatory filings, and ad-hoc compliance initiatives.
• Experiment fearlessly and learn quickly
• Stay close to customers
• Communicate clearly and directly

Requirements

• 2 or more years of experience in KYC/KYB, AML, compliance, or client onboarding at a fintech, payments, crypto, or financial services company.
• Working knowledge of global AML/CTF requirements, FATF standards, and CIP best practices for both institutional entities and individuals, with the ability to apply them in practice.
• Familiarity with onboarding/AML platforms, identity verification tools, and screening databases.
• Strong attention to detail and organization, including under high volume and tight deadlines, and comfort handling sensitive client data.
• Clear, confident written and verbal communication with clients, senior stakeholders, and internal teams, and sound judgment on when to resolve versus escalate.
• A proactive, self-directed approach and the ability to adapt in a fast-moving environment.
• A genuine interest in building a career in AML/CFT compliance.

Benefits

• Engaging problems that increase economic freedom globally
• Employee-friendly equity terms (extended exercise)
• Remote work (no commuting to the office): Paid co-working space/desk at an office
• Regular team events and off-sites