Business Finance Senior Analyst, AS

Job Title- Business Finance Senior Analyst, AS Location- Mumbai, India Role Description The Associate will provide senior-level Product Control coverage for securitised Products business, with primary responsibility for Mortgage-Backed Securities (MBS), and Agency Collateralised Mortgage Obligations (CMOs). The role combines independent P&L and valuation control with complex escalations, control enhancements, month-end close and oversight of work produced by Senior analysts. This role is based out in DIPL Mumbai and will be reporting to AVP / VP Business Finance Lead. As a Business Finance personnel, the core responsibilities are to ensure accurate reporting of periodic P&L, Risk and BS based on sound business/ product understanding along with strong accounting & system knowhow.

About Db

• This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
• Together we share and celebrate the successes of our people.
• Together we are Deutsche Bank Group.

Responsibilities

• Complementary Health screening for 35 yrs. and above Your key responsibilities
• Own daily P&L production, review, substantiation, and commentary for assigned securitised product books, ensuring timely delivery and a clear explanation of revenue drivers
• Review P&L attribution across new issue activity, market moves, carry, prepayment behaviours, time decay, convexity, basis risk, financing / repo, cancellation / amendments and manual adjustments
• Lead timely front-office P&L sign-off by investigating material flash to actual variance.
• Oversee daily and month-end reconciliations across front office, risk, sub-ledger and general ledger systems; drive root cause resolution of recurring breaks with technology, Operations and Middle office
• Review and challenge balance-sheet completeness, position integrity, trade populations, inventory reconciliations and accounting-policy application across relevant legal entities
• Act as a senior point of contact for Trading, Risk, Valuation Control, Operations, Treasury, Technology, Financial control, Audit, Regulatory reporting on complex P&L, valuation and control issues
• Take ownership of month-end close activities, including accounting to economic P&L reconciliation, journal review, certification support and preparation of reporting packs for senior finance and trading management
• Support new-product onboarding, system migrations, booking model changes, control framework enhancements, and user acceptance testing
• Identify and lead process-improvement, automation and AI-enabled initiatives across P&L & BO processes, reconciliations, variance commentary and management reporting
• Maintain robust procedures, control documentation, audit evidence, and issue tracking records; monitor KRI’s, SLA’s and control thresholds, escalating breakdowns promptly with key stakeholders.
• Typically, 5-7 years of experience in Product Control, Valuation control, Middle Office, Risk, or Fixed income Finance, with substantial exposure to securitised products.
• Deep knowledge of Fixed Income and Securitised Products such as Agency MBS, CMO’s ABS’s structured credit and related derivatives or hedging instruments Demonstrated Experience owning daily P&L, P&L attribution, Front-office sign-off, IPV, reserves/valuation adjustments, reconciliations and month-end close.
• Solid knowledge with GAAP/IFRS fair-value accounting concepts, financial instrument classification, valuation reserves and internal controls over financial reporting
• Experience reviewing or supervising junior team members, managing escalations and communicating complex valuation and P&L issues to senior stakeholders
• Python, SQL, and workflow-automation tools to improve data ingestion, P&L production and recurring control activities
• Partner with technology, Data, and Audit to ensure AI solution satisfy data quality, privacy and security and responsible AI requirements
• Front office, Risk, Operations and Technology Strong interpersonal skills and ability to communicate effectively across global teams
• Commitment to automation, AI governance, and continuous improvement

Couching, quality review and team development

• Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.
• Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs
• About us and our teams

Requirements

• End-to-end ownership of P&L, valuation and balance sheet controls
• Independent challenge and valuation control mindset
• Root cause analysis and pro-active escalation

Preferred

• Your skills and experience Qualified Finance professional - CA or MBA in Finance or any related discipline.

Benefits

• What we’ll offer you As part of our flexible scheme, here are just some of the benefits that you’ll enjoy
• Best in class leave policy
• Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life
• How we’ll support you Training and development to help you excel in your career

• Please visit our company website for further information: https://www.db.com/company/company.html We strive for a culture in which we are empowered to excel together every day.
• We welcome applications from all people and promote a positive, fair and inclusive work environment.