SME - Lending & Core Banking for Banking Projects

Skills

Explain the end-to-end lending and leasing / asset finance lifecycle, product variants and their business rules
Work through rental, APR, interest, balloon, residual value and early-settlement calculations and validate system results
Explain accounting entries, GL impact and EOD / BOD processing for lending and core banking transactions
Demonstrate hands-on delivery on Oracle Flexcube or Temenos T24 lending / core modules
Independently review BRD / FSD, identify gaps and challenge requirements with business stakeholders

Retail and corporate lending lifecycle – origination (LOS), underwriting, sanction, disbursement, repayment, collections (LMS) Leasing / asset finance – equipment leasing, hire purchase, vehicle finance, rental and APR calculations, balloon payments, residual values, early settlement, end-of-term, repossession
Core banking – customer / CIF, CASA, deposits, GL, interest and charges, EOD / BOD, interfaces
Understand project scope and functional requirements across assigned clients; read and review BRD / FSD / user stories
Prepare and review test scenarios and test cases for domain coverage and correctness
Review test execution against plan; guide testers on complex domain scenarios and defect triage
Support status reporting and participate in customer governance calls and stakeholder discussions
Act as domain point of contact for project managers and test leads across multiple projects
Build reusable domain assets – scenario libraries, checklists, regulatory change notes
Support presales / proposals and new-project mobilisation with domain inputs
Mentor and upskill bench and project resources in the domain
Essential skills Strong functional domain knowledge with hands-on testing / BA background in banking projects
Test design and review, UAT support, defect management
Requirement analysis – BRD / FSD review, gap analysis, traceability
Stakeholder management and client-facing communication

SME -Lending & Core Banking for Banking Projects Domain SME for lending and core banking engagements, complementing the existing SME (Lending, Finacle) with leasing / asset finance depth and Oracle Flexcube / Temenos T24 platform experience
JIRA, Confluence, test management tools (ALM / Zephyr / Xray); SQL for data validation

Desired skills Excellent communication and interpersonal skills.
Ability to work under pressure and manage multiple priorities.
Detail-oriented with a commitment to delivering high-quality solutions.
Strong domain capability – End-to-end lending and leasing / asset finance lifecycle, calculations (rental, APR, residual, early settlement), accounting and EOD impacts; hands-on
Flexcube / T24 Experience 7–10 years overall as a Business Analyst / domain specialist; minimum 5 years in lending / asset finance and core banking
Platform certifications (Oracle Flexcube / Temenos) – preferred