Credit Analyst

Skills

\- Analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of individuals and businesses.
\- Prepare detailed credit analysis reports and provide recommendations for credit approvals, renewals, or denials.
\- Monitor and evaluate existing credit accounts to identify potential risks and ensure compliance with company policies and regulations.
\- Collaborate with internal teams, including sales and underwriting, to structure credit solutions that align with client needs and company objectives.
\- Stay updated on industry trends, economic conditions, and regulatory changes that may impact credit risk assessments.
\- Assist in the development and implementation of credit policies and procedures to enhance risk management practices.
\- Communicate credit decisions and findings to stakeholders in a clear and professional manner.
\- Support the preparation of periodic credit risk reports for senior management and regulatory bodies.

\- Bachelor’s degree in Finance, Accounting, Economics, or a related field; advanced degree or professional certification (e.g., CFA, CPA) is a plus.
\- Proven experience as a Credit Analyst or in a similar role within the financial services industry.
\- Strong analytical skills with the ability to interpret complex financial data and identify key risk factors.
\- Proficiency in financial modeling, credit scoring, and risk assessment tools.
\- Excellent written and verbal communication skills, with the ability to present findings and recommendations effectively.
\- Detail-oriented with strong organizational and time management skills.
\- Knowledge of relevant regulatory requirements and industry best practices in credit risk management.
\- Proficiency in Microsoft Office Suite, particularly Excel, and familiarity with financial analysis software.

\- Competitive salary and performance-based bonuses.
\- Comprehensive health, dental, and vision insurance plans.
\- Retirement savings plan with company matching contributions.
\- Opportunities for professional development and career advancement.
\- Generous paid time off, including vacation, sick leave, and holidays.
\- Flexible work arrangements to support work-life balance.
\- Access to wellness programs and employee assistance resources.
\- Collaborative and inclusive work environment with a focus on employee growth and satisfaction.

Fuku · Bengaluru, India · Full-time · Posted 2026-10-28

[Apply at Fuku](https://apply.workable.com/fuku/j/A84D7F335F/apply)