Risk Analyst I

About maverickpayments

Exciting Opportunities at Maverick Payments !

Join our fast-paced, growing company and further your career with Maverick Payments, where you can thrive, your ideas are valued, and your colleagues feel more like family than coworkers!

Maverick Payments is a family-owned and privately held full-service payment provider.

Located in Calabasas, California, Maverick has created innovative technology designed for sales organizations, such as ISO’s and ISV’s, looking to monetize payments by reselling our white-labeled payments stack.

Our payment products include merchant acquiring services, a proprietary gateway, ACH processing, fraud & chargeback tools, analytics, and other value-add services.

Maverick’s team includes underwriting, risk management, compliance & legal, technology & product development, on-boarding, customer support, information technology, and more.

Responsibilities

• Working under the direction of the Manager, Risk, the Risk Analyst I is responsible for the oversight of merchant accounts to identify, investigate and mitigate activity that represents financial risk to the Company based on Company guidelines.
• The Risk Analyst supports the Risk department’s function in protecting the Company against the risk of loss associated with providing products/services for customers.
• Conducting daily, weekly, monthly reviews of merchant activity and analyzing for increased credit risk, transactional variations, dispute activity, and fraud patterns.
• Proactively monitoring all merchant activities for compliance with applicable laws, rules, regulations, and policies.
• Investigating abnormal processing patterns and recommending appropriate actions.
• Reviewing and analyzing financial, credit and publicly available information to support actions and decisions.
• Assessing and evaluating business model risk and exposure by evaluating merchant industry type, processing volume, refunds volume, delivery time frames and disputes.
• Answering internal and external inquiries specific to risk.

Requirements

• High School Diploma or equivalent.
• 1-3 years of experience in Risk Management within the acquiring industry Experience with various tools used for underwriting and due diligence (i.e. Equifax, TIN Check, MATCH, GIACT, Merlink, etc.).
• Experience working in call center environment.

Preferred

• Bachelor’s Degree, Finance, Business Administration, or similar.
• Experience with working in high-risk verticals.

Pay

• $25 - $28 /hr.
• This position will consider candidates to report on site in the Greater Houston area.
• At Maverick Payments, we believe in openness, honesty, and empowering our candidates to make informed career choices.
• As part of our commitment to transparency, we disclose the salary range for our positions.
• These ranges reflect our dedication to fair compensation practices and recognize the value that each team member brings to our organization.
• The final salary offer will be based on factors such as your experience, skills, and qualifications.

Benefits

• Competitive Salary, Bonuses and Incentives.
• Comprehensive employer sponsored health, vision, and dental insurance programs.
• Paid time off, Paid Sick and Paid Holidays.
• 401K plan with up to a 4% matching contribution.
• Commitment to Career Development and Advancement.
• Employee Recognition Programs & Company Sponsored Events Vibrant Office Culture, Team Building, Birthdays, Work Anniversaries, Snacks, and more!

Pay Range

Maverick Payments is an Equal Opportunity Employer.

Non-Solicitation from Third Parties

Do not contact Maverick Payments about this position unless you are a job seeker and potential applicant for this position. Do not contact Maverick Payments about other services, products or commercial interests. Notice to Agency and Search Firm Representatives: Maverick Payments is not accepting unsolicited resumes from agencies and/or search firms for this or other job postings. Resumes submitted to any Maverick Payments employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Maverick Payments. No fee will be paid if a candidate is hired for this position as a result of an unsolicited agency or search firm referral.

Fair Chance Ordinance

Maverick will consider qualified applicants with criminal histories in a consistent manner with the Los Angeles Fair Chance Initiative for Hiring.