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Senior Credit Analyst (AU Mortgage Experience)

D2B

Position: Senior Credit Analyst[](https://www.neofinancegroup.com.au/)

Responsibilities

  • The client is a forward-thinking financial services and mortgage brokerage firm headquartered in Newcastle, New South Wales. Operating with a mission to modernize the lending landscape, the company specializes in providing strategic debt solutions for first-home buyers, seasoned investors, and small business owners across Australia. By leveraging a network of over 60 lenders, they deliver highly personalized expertise in residential mortgages, commercial finance, and asset lending, positioning themselves as a fresh alternative to traditional banking institutions.
  • You are responsible for structuring, assessing, and submitting loan applications across a wide range of residential lending scenarios. This is not a data-entry role—you are expected to think like a broker and anticipate credit outcomes before submission.
  • You will work across multiple lenders (including proprietary products), handling deals end-to-end from fact find through to submission and credit support.
  • Analyze borrower scenarios (PAYG, self-employed, complex structures)
  • Structure deals across:
  • Refinances
  • Cash-out / equity release
  • Pre-approvals
  • Multi-lender / proprietary products
  • Basic SMSF lending (low volume)
  • Prepare and submit loan applications via Connective
  • Complete and manage MIRs (More Information Requests)
  • Review supporting documents for completeness and credit strength
  • Identify risks and propose alternative structures before submission
  • Liaise with lenders, BDMs, and internal stakeholders
  • Maintain accurate notes and pipeline in Mercury CRM

Requirements

  • D2B · Metro Manila, Philippines (Remote) · Full-time · Posted 2026-10-22
  • 4+ years in Australian mortgage broking / credit analysis
  • Strong experience with:
  • Complex deals (not just vanilla PAYG)
  • Refinance and equity release scenarios
  • Pre-approvals and submissions
  • Hands-on experience with:
  • Connective (non-negotiable)
  • Solid understanding of lender policies and servicing
  • You don’t wait for instructions—you identify issues before they happen
  • You can structure deals, not just process them
  • You reduce back-and-forth with lenders by getting it right upfront

Preferred

  • Mercury CRM (strongly preferred)
  • SMSF lending exposure
  • Experience with non-bank / specialist lenders

Pay

Salary: PHP 90,000 - 120,000

Description

Working Hours & Conditions Aligned with Australian hours; full-time (remote)

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