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Senior Decision Scientist

YouLend

Skills

Required

  • decisioning
  • material model changes

Join YouLend, an award-winning fintech company recognized as one of the "Best Places to Work" and a "Top 250 Fintech Worldwide." As a Senior Decision Scientist, you will play a crucial role in strengthening our credit decisioning and model-oversight capability. You will develop analytical solutions, lead model validation and calibration, and ensure robust credit risk models. This is a senior individual-contributor role that requires strong quantitative judgment and the ability to communicate complex findings to senior stakeholders.

About YouLend

Design and maintain calibration, probability-mapping, and risk-segmentation frameworks that translate model outputs into coherent risk bands and decision strategies.

Responsibilities

  • Develop reusable analytical tools, simulations, and frameworks to support credit policy, eligibility, affordability, risk appetite, decision thresholds, and segmentation.
  • Lead the independent end-to-end validation of new and existing credit risk and decisioning models, including material model changes.