Risk Portfolio Manager (LatAm Only)
r2
- Remote
- Mid Level
- Posted
Responsibilities
- Mitigate risks and detect patterns in larger datasets.
- Own monitoring the credit portfolio: vintages, losses, originations, NPL by cohort, and profitability.
- Evaluate and underwrite high-ticket merchant credit facilities (tickets of USD 100K–200K and above), at scale- not one loan at a time.
- Work hands-on in SQL to extract, structure, and analyze portfolio data independently.
- Partner closely with the business team and handle a degree of client interaction.
Preferred
- Cards are a credit product; someone who has underwritten corporate cards with high limits (e.g., USD 1M+) has relevant experience.
- Traditional/corporate backgrounds (including large banks) are welcome, provided the credit/lending experience and cultural fit are there.
Define and track business metrics
loss, yield/profitability, portfolio construction and health.
Apply statistical reasoning to portfolio questions.
Generate findings and transform them into presentations for a larger audience Automate monitoring KPIs of this portfolio Who You Are 7 years of experience in credit, lending, credit risk, business analytics, or a lending institution Background in a fintech, payment processor, POS provider, or bank, credit risk — real lending/credit exposure is essential. Hands-on underwriting experience, ideally with large/high-ticket merchant credit, and the ability to work at scale (mass evaluation, not manual case-by-case). Strong data analysis SQL and or Python — this is the core technical requirement. Statistical / data literacy — you don't need to build models, but you should be comfortable with the fundamentals of statistics and data analysis and model interpretation. Comfort using AI tools is a plus. What matters most is that you know the material — whether you get there with or without AI is up to you.
Cultural fit
we move fast. We want someone who thrives in a dynamic, startup-style environment.
Bonus
Corporate / B2B cards count .
What We Offer
The chance to join a high-impact, mission-driven fintech. Ownership and impact in a fast-paced, growth-oriented startup. Cross-functional collaboration with exceptional teams. Exposure to complex regulatory challenges and innovation in embedded finance.
Locations
Buenos Aires, São Paulo, Bogotá, Santiago Questions?