ALM Treasury Manager

Responsibilities

• Portfolio & Compliance Monitoring: Oversee the compliance, monitoring, and risk management of the UK liquid asset buffers, ensuring strict adherence to internal liquidity policies and safeguarding risk frameworks.
• While the initial focus is on robust risk oversight and monitoring, you will actively collaborate on and evolve the long-term investment strategy and asset allocation for these portfolios as our UK footprint grows.
• Act as the first line of defense for the portfolio’s financial risks.
• You will identify, measure, and monitor structural interest rate risk and Foreign Exchange (FX) exposures to safeguard the balance sheet.
• Manage regional funding requirements, including the oversight of intragroup funding arrangements (term and intraday), capital optimisation, and cash forecasting.
• Ensure regional treasury operations meet all UK liquidity and capital preservation expectations (leveraging your experience with liquidity stress testing and capital adequacy frameworks).

Group Collaboration

Act as the primary bridge between the UK business and our global Treasury execution desk, translating portfolio risk management and ALM needs into actionable requirements. This role will suit you if you have A Regulated Treasury Background: You have strong experience working within a UK-regulated financial institution (such as a sophisticated capital-regulated FinTech/EMI, investment firm, building society, or regulated bank).

Liquid Asset & Portfolio Expertise

You possess a deep understanding of liquid asset buffers, liquidity metrics, and the nuances of managing high-quality fixed income portfolios.

Asset-Liability Management (ALM) Grip

You are comfortable identifying and monitoring structural balance sheet risks. Strong familiarity with ALM principles, interest rate risk management, and balance sheet dynamics is essential.

Regulatory Fluency

You are familiar with UK regulatory liquidity expectations, capital requirements, and stress testing processes (e.g., ICARA or ILAAP/ICAAP concepts).

Autonomy & Influence

You thrive as an individual contributor within a broader team. You are comfortable being the dedicated treasury expert for a specific business line while collaborating seamlessly with a global function.

An Analytical Edge

You are comfortable with data, possess financial modeling skills, and prefer automated, scalable solutions over manual spreadsheet tracking.

£98,000-£130,000 For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs . Keep up to date with life at Wise by following us on LinkedIn and Instagram .

Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer .