jobapplier

FinCrime Analyst

ARQ

Responsibilities

Investigate and analyze KYC alerts

  • related to biometric mismatches, fake documents, and irregular IDs using KYC software (e.g., Jumio and Persona) to detect fraudulent activity
  • Conduct investigations on PEP (Politically Exposed Persons), Sanctions, and Warnings alerts, ensuring proper risk assessment and compliance with regulatory requirements
  • Review, enhance, and optimize transaction monitoring processes
  • to improve detection and reporting of suspicious activities
  • Investigate unusual transactional behavior, such as structuring, layering, or irregular cross-border transfers, and escalate as needed
  • Respond to requests from regulatory authorities
  • in a timely, accurate, and compliant manner

Collaborate closely with compliance, risk, and operations teams

  • to strengthen AML controls, improve risk detection, and ensure adherence to internal policies
  • Monitor financial crime trends and patterns, leveraging insights to refine AML procedures and strengthen prevention mechanisms
  • Stay up to date with evolving AML regulations, industry best practices, and compliance requirements, ensuring the company remains compliant with local and international laws

Requirements

  • Fluency in English and Spanish/Portuguese
  • Required for handling compliance matters, liaising with authorities, and collaborating with internal teams
  • Strong knowledge of AML & financial crime risks

Preferred

  • Compliance, AML, or Financial Fraud Investigations
  • Helps accelerate learning and enhances risk assessment and regulatory responses
  • Fintech or Financial Services
  • Familiarity with digital payments and the regulatory challenges of fast-scaling financial institutions

What we're looking for

We are looking for a hands-on, detail-oriented

FinCrime Analyst who takes ownership, works diligently, and thrives in a fast-paced, dynamic environment. In this role, you will be on the front lines of financial crime prevention, investigating and responding to alerts related to KYC/KYB discrepancies (e.g., biometric mismatches, fake documents, irregular IDs using Jumio and Persona), as well as PEP/Sanctions/Warnings and transaction monitoring alerts.

You’ll investigate suspicious activity, review and refine transaction monitoring processes, and respond with the assistance of the Compliance Officer to regulatory requests, ensuring compliance while strengthening our AML framework. Collaboration is key—you’ll work with compliance, risk, and operations teams to refine AML prevention strategies and stay ahead of evolving regulations. If you're passionate about fintech, compliance, and making a real impact, we’d love to have you on board!

What you'll need

Ability to investigate and analyse KYC discrepancies

  • Experience with biometric mismatches, fake documents, and tools such as Jumio and Persona
  • Understanding of transaction monitoring, typologies, and fraud detection to ensure robust compliance practices

Hands-on & results-driven mindset

Willing to dive deep into investigations, improve monitoring processes, and take action to strengthen AML frameworks

Competitive salary

  • Discretionary performance bonus
  • Paid annual leave

Latest technology to work with

Strong team that will help you improve your skills