Product Owner – Payments

Responsibilities

• Define and communicate the product vision, objectives, and priorities for SEPA payment solutions.
• Translate business and customer needs into clear product requirements, user stories, and acceptance criteria.
• Create, refine, and prioritize the product backlog.
• Act as the main link between business stakeholders and technical delivery teams.
• Prioritize features based on business value, customer impact, risk, dependencies, and regulatory requirements.
• Work closely with Scrum Masters, Business Analysts, developers, architects, operations, and compliance teams.
• Participate actively in Agile and Scrum ceremonies.
• Facilitate workshops and alignment sessions with business and technical stakeholders.
• Review and validate delivered functionalities.
• Support User Acceptance Testing, implementation, and change activities.
• Ensure that solutions comply with SEPA standards, regulatory requirements, and industry best practices.

Requirements

• Analytical, structured, and solution-oriented.
• Strong communication and stakeholder-management skills.
• Proactive and comfortable taking ownership.
• Able to collaborate effectively with business and technical teams.
• Customer-focused and driven by business value.

Preferred

• Experience within banking or financial services.

The Role

We are looking for an experienced

• Product Owner Consultant with strong knowledge of SEPA payments to support a leading Belgian bank in developing and improving its payment products and services.
• You will act as the bridge between business stakeholders and delivery teams, translating business and customer needs into a clear product vision, priorities, and actionable user stories.
• You will own and manage the product backlog, clarify requirements, and guide the delivery team throughout the product lifecycle. Experience with
• SEPA Direct Debit is a strong advantage, although broader SEPA payments experience is also relevant.

Experience

Proven experience as a

• Product Owner or Product Owner Consultant in a complex business and technology environment.
• Strong experience within payments, preferably involving

SEPA payment products and processes

Knowledge of SEPA payment flows, schemes, and related banking processes.

Experience with

• SEPA Direct Debit is a strong advantage.
• Experience managing and prioritizing a product backlog.
• Proven experience working with multidisciplinary teams in Agile and Scrum environments.

Product & Business Skills

• Strong product ownership, requirements-gathering, and backlog-management skills.
• Ability to define a clear product vision and translate business needs into user stories and acceptance criteria.
• Strong stakeholder-management and workshop-facilitation skills.
• Good understanding of Agile methodologies and Scrum practices.
• Familiarity with Jira and Confluence.
• Understanding of payment processes and the regulatory environment within banking.
• Strong organizational and project-management skills.

Languages

• Professional proficiency in
• English is required
• Professional proficiency in

Dutch or French is required

Proficiency in all three languages is a strong advantage.

Working Model

• This is a hybrid consulting role based in Belgium.
• On-site presence in Brussels will be required depending on client and project needs.

Why Join Capco?

Work as a Capco consultant on strategic SEPA payment solutions for a leading Belgian bank.

Join a global consultancy with strong expertise in banking, payments, and digital transformation.

Collaborate with experienced professionals across business and technology.

Access continuous learning, certifications, and career development opportunities.

Enjoy a flexible hybrid working model and a people-first environment.

Benefit from an attractive remuneration package reflecting your experience, including a company car or green mobility budget, net allowances, end-of-year bonus, health insurance, meal vouchers, laptop, and mobile phone with subscription.